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   AimCareTM   is a fully-insured health plan
Backed by a stable insurance company

Everybody is trying to save money on health insurance.  Health insurance costs are the number one concern for business owners and executives.  In response to this overwhelming and seemingly impossible need, some non-compliant "plans" have appeared.  Sometimes businesses perform questionable practices in the attempt to save money.  Out of extreme need to cut costs (sometimes just to stay in business), some companies make decisions for their employee health insurance needs that are not fiscally responsible. 

AimCareTM is backed by American Community Mutual Insurance Company, not by a self-insured or partially self-insured arrangement.  That means security for you.  When your employee gets hurt or sick, the claim will be paid.  As you know, medical costs in a catastrophic scenario can reach into the millions.  You need the assurance that your plan will take care of those scenarios.

 

  American Community offers these additional products
Dental Insurance

American Community offers affordable, comprehensive dental coverage for employees and their families.  Whether it's a simple checkup or complicated oral surgery, our plans provide superior coverage.  

Group Term Life Insurance, Accidental Death and Dismemberment, and Short Term Disability benefits
  

       Different plan options are available for Life and AD&D
       Very competitive rates
       Both spousal and child life insurance benefits available
       Short term disability benefits for 13 or 26 weeks
       Great way to complete your benefits package 

  About American Community
  Founded in 1938
Headquartered in Livonia, Michigan, American Community offers the experience of a solid history as well as a strategic focus on the future health insurance needs of customers.

  A mutual company
Owned by policyholders, American Community is one of the few mutual insurance companies left and ensures that decisions are made for the benefit of stakeholders.

  Very Good (B+) Best rating
The rating represents A.M. Best's opinion of American Community to meet its obligations to policyholders backed up by the company's financial performance for the past five years.

  Dedicated customer service
Policyholders have access to a well-trained and knowledgeable customer service staff, whose first priority is to provide exceptional service.

  Prompt payment of claims
On average, American Community processes claims within 10 business days of receipt.

  Flexible products
Coverage is adaptable to meet customer needs and multiple benefit options are available.

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